Instant Approval
& Quick Disbursals

Get loan approvals within 15 minutes and your bank account will receive funds right away.

Paperless Process

Access a 100% digitalized process that is simple and quick.

Flexible Loans

Select amount as you need from Rs. 2,000 to Rs. 2,00,000

Instant Online Loans with SurakshitPay
Even Low CIBIL Score gets Personal Loans

Do you have trouble obtaining financing because of your poor CIBIL score? With SurakshitPay's dependable personal loans for poor CIBIL scores, you can quickly obtain money for urgent needs like travel, school, home bills, or medical emergency. SurakshitPay guarantees a safe, entirely digital lending process with no collateral and no documentation, even if the CIBIL score is less than 600. SurakshitPay allows borrowers to receive money directly into their bank account by evaluating your income and payback capabilities in addition to your credit history. Many users who need quick loans for poor CIBIL scores also look for SurakshitPay's Flexi Personal Loan, which offers simple EMI options and adjustable limits for both short-term and recurrent financial demands. In addition to being one of the greatest apps for personal loans, SurakshitPay offers educational materials that assist borrowers in making wise choices, like How to Manage EMIs on Low Income and Top Loan Apps for Bad Credit in India.

Required Documents for Loan Approval

Required Documents for Loan Approval

PAN Card — Mandatory

KYC Documents — Residence proof – any two out of these { Driving Licence, Voter ID, Passport, Utility Bills ( Electricity / Water / Gas ), Post-paid / Landline Bill }

Employment Proof — Last 3 months' Salary Slips from your current employer

Income Proof — Last 3 months' bank statements of the salary account

Customer Proof — Your current photograph / Selfie for identity verification or Video KYC confirmation

Criteria for Loan Eligibility

Residency — This loan is for Indian nationals only

Age Criteria — Anyone in between 20 years and 50 years

Employment Status — Currently employed & a salaried person (minimum salary of Rs.15,000)

Banking — Should have an active Personal saving account with active Net Banking

KYC Authentication — Should have valid e-mail address and a mobile number to validated PAN & Aadhar card

Flexible Loan Amounts

1
2

No Collateral Needed

100% Safe & Secure

3
4

Instant Loan Approvals

Select the loan amount

₹500 ₹30,000

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Apply for a Loan

Types of Online Personal Loans Offered by SurakshitPay

Emergency Personal Loan online

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Emergency Personal Loan online

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Emergency Personal Loan online

Lorem ipsum dolor sit amet consectetur adipisicing elit. Similique, ullam.

Emergency Personal Loan online

Lorem ipsum dolor sit amet consectetur adipisicing elit. Similique, ullam.

Emergency Personal Loan online

Lorem ipsum dolor sit amet consectetur adipisicing elit. Similique, ullam.

Emergency Personal Loan online

Lorem ipsum dolor sit amet consectetur adipisicing elit. Similique, ullam.

Emergency Personal Loan online

Lorem ipsum dolor sit amet consectetur adipisicing elit. Similique, ullam.

Emergency Personal Loan online

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How to Make Repayment Plans with SurakshitPay

Even low-income borrowers can use SurakshitPay's solutions to efficiently manage EMIs. To determine monthly payments, total interest, and tenure, use the personal loan EMI calculator.

Borrowers are assisted in budgeting and selecting the appropriate loan product via educational articles like How to Manage EMIs on Low Income, Emergency Funds vs. Personal Loans, and Top Loan Apps for Bad Credit in India. In order to protect their poor CIBIL score, borrowers looking for Flexi Personal Loans might include ongoing costs into reasonable EMIs.

Check our How-to-Repay section for more details